Honeymoon hangover – introductory rate loans

Let’s understand one thing, even onnormal home loans lenders don’t make much if anything out of your home loan in the first year or two.  These loans are intended to attract you in the hope that you will stay with the lender and there are some very good deals available and they can be particularly […]

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Residential construction home loan

A good client of mine recently asked if they could have a line of credit in order to bulldoze their existing house and build a new one – they wanted to manage the build themselves.  The answer was no – and virtually all lenders I am aware of under almost all circumstances will say no […]

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Bridging Finance Home Loans

You may have considered renovating and decided against and so now you want to purchase another home. The question is do you really want to have to rent a place so that you have somewhere to live after you sell and before you purchase your new home? Think it through carefully as renting means entering […]

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Fixed Rate Home Loans can be a gamble if you let them

Teachers Mutual Bank  have moved the goal posts with a fantastic fixed rate home loan on 3 years fixed rate at only 4.49% –  you should be thinking very carefully about taking advantage of at least some of the great rates on offer at the moment. As a mortgage broker I see a great deal […]

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